![]() ![]() Once teens turn 18 years old, they can open a 360 Checking account and transfer over their teen checking account funds. MONEY Teen checking accounts earn interest, too, with 0.10% APY. It carries no monthly fees and has no minimum opening deposit or minimum balance requirements. It also comes with a free debit card, which can be used for purchases and at ATMs across the country.Īlthough it’s called a teen checking account, it’s available to any kids 8 years old and older. It’s a joint account that gives both teens and parents access online and through the mobile app. Parents looking for excellent banking options for their kids should check out Capital One’s MONEY Teen Checking account. Here are the current CD terms and rates available through Capital One. Rates vary depending on the term lengths. CDs are available with terms ranging from six months to five years. If you have funds that you don’t need access to right away, opening a CD is a great way to grow your savings over time. CDsĪnother banking option through Capital One is a certificate of deposit, or CD. A 360 Performance Savings account is a good complement to a 360 Checking account. Customers can set up automatic transfers to maximize their savings efforts. It’s also a top choice to meet other savings goals, like a family vacation or saving for college. This no-fee savings account is a great place to keep your emergency fund. SavingsĬapital One’s 360 Performance Savings is a high-yield savings account that earns 3.50% APY.Īs with other Capital One accounts, there is no minimum opening deposit and no minimum balance requirement. Customers can set up online bill pay with their Capital One checking account, too. If that’s not enough, Capital One checking accounts also currently earn 0.10% on all balance tiers. There are few fees associated with 360 Checking accounts either: 360 Checking accounts have no minimum opening deposit or ongoing balance requirements.Īnother helpful feature is the three overdraft options they offer: An account comes with a 360 Checking MasterCard debit card and your first checkbook is free. Checkingįor checking needs, Capital One offers 360 Checking accounts. Capital One also provides CDs, auto loans and a wide variety of credit cards with no foreign transaction fees. You’ll find a simplified checking and savings portfolio, but the account offerings are competitive compared to most banks. Capital One Account BasicsĬapital One 360 banking offers the high interest rates of an online challenger bank plus the convenience of a broad ATM network and branches for in-person deposits and payments. Account details and annual percentage yields (APYs) are current as of Oct. This review will focus specifically on personal banking solutions offered by Capital One. ![]() Mostly known for its popular credit cards (you’ve seen the commercials), Capital One entered the banking world when it purchased ING Direct in 2012 and rebranded services as Capital One 360 Banking.Īlong with popular consumer banking options, Capital One offers credit cards and auto loans, along with business and commercial solutions. While it does have branches and Capital One Cafés in select locations, Capital One is primarily considered an online bank. ![]() Capital One is a full-service bank that offers competitive rates and no-fee accounts to fit most banking needs.
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